The single biggest mistake is doing nothing — that's how collectors win by default. Our kits get your Answer filed on time, raise the right defenses, and make a debt buyer prove it actually owns your debt. Deadlines checked against the current court rules, not a stale template.
File your Answer on time, raise the right defenses, and make a debt buyer prove it owns your debt.
The same complete defense kit, built for Florida's courts, deadlines, and forms.
Not sued yet — just hounded? The three-letter validation sequence that forces a collector to prove it or drop it.
“I Just Got Served” — Your First 72 Hours — what the summons means, how long you actually have, and the one mistake that loses the case before it starts. Read it on the Resources page →
Bring the summons and everything the collector sent you. In 30 minutes we'll identify your actual deadline, which documents you need, and the order to prepare them in. If you're mid-case, book 60 and bring the whole file.
